Liability Adjuster at Bridgewater

Job Description

Summary: If you are an experienced and capable insurance liability adjuster and are looking for an established company with which to develop your career, join the Esurance team! We are seeking an Insurance Claims Adjuster to investigate both first and third-party claims, specifically in cases in which there is actual vehicle/property damage. This is an office-based position in which you will handle most of your communications and negotiations over the phone and via email rather than by going out into the field.

Insurance Claims Adjuster Auto Insurance Investigator

Responsibilities: As an Insurance Claims Adjuster, you will be responsible for identifying claims containing property damage and contacting all involved parties to ensure thorough investigation and negotiation of settlements. You will be accountable for all stages of the process, from initial contact to vehicle inspection and review of repair estimates.

Your specific duties will include:

• Utilizing your understanding of and expertise in concepts of coverage, policy interpretation, exposure recognition and liability determination to analyze and move claims towards resolution using best practices
• Identifying exposures and referring files or features for triage to the appropriate level
• Contacting insured claimants including guest passengers to rule out any physical damage, first party medical or injury claims
• Obtaining information and investigating the facts of loss to make a liability determination
• Assigning material damage features as needed and may handle all customer questions to conclusion
• Using expert systems to evaluate facts of loss and impact on liability and to assist in evaluation of medicals
• Documenting files to include all key activities, contacts made, statements taken, including a full outline covering all aspects of the claim and requirements for resolution and process claims with Esurance claims systems
• Handling non-represented injury claims up to a specified period prior to triage including investigating and evaluating soft tissue injuries
• Negotiating minor injury claims by using tools available such as full and final settlements or open-ended releases
• Identifying potential total loss features in an effort to mitigate damages
• Identifying referrals, completing proper summaries and forwarding files to subrogation for collection in a timely manner
• Making referrals to SIU as needed

Insurance Claims Adjuster Auto Insurance Investigator

In addition to career advancement opportunities and a fun work culture, Esurance offers comprehensive medical, dental, vision care and supplemental life insurance benefits for you and your family, a competitive compensation package along with a Performance Bonus, company matching 401(k) plan, and immediate tuition reimbursement from the start of your employment.

Job Requirements

As an Insurance Claims Adjuster, you must be highly detail-oriented and thorough while also exhibiting exceptional customer service and negotiation skills. You must also be able to work effectively both independently and in a collaborative team-oriented environment and that you are able to meet deadlines while making priority adjustments as needed. It is also important that you have excellent verbal and written communication and presentation skills as well as the ability to manage relationships with both internal and external customers.

Specific qualifications for the position include:

• Bachelors degree in Business Administration, a related field and/or equivalent education
• 1-3 years of claims adjuster experience
• Demonstrated proficiency with MS Office Suite and claims related software applications
• Solid organizational, multitasking and time-management skills
• Strong analytical and problem-solving skills
  

Insurance Claims Adjuster Auto Insurance Investigator

Benefits

As an Insurance Claims Adjuster with Esurance, you will be part of an established and growing organization that values your input when it comes to making changes and developing new and better company procedures. We are a smaller company with a friendly and supportive culture and our training program will provide you with all the tools you need to thrive with us. As we prefer to promote from within, you will find opportunities to advance to more senior and management roles. Your hard work and professional dedication will be rewarded with a competitive compensation package that includes benefits.

Your benefits will include:

• Health, dental and vision coverage
• Supplemental life insurance
• 401(k) w/ company match
• Performance bonuses
• Tuition reimbursement

Make the most of your experience as a liability adjuster! Apply now!

Country: USA, State: New Jersey, City: Bridgewater, Company: Esurance Inc..